Senior Expert, Corporate and Commercial Credit Risk Appraisal
Techcombank View all jobs
- Ho Chi Minh City
- Permanent
- Full-time
- Participating /Coordinating in designing comprehensive Know - Your - Customer report, risk components, appraisal vĂ credit solutions to ensure consulting, coordinating with units in the whole bank to build outstanding credit solutions for individual customers/group customer as assigned.
- Participating /Coordinating with related departments to develop/propose improvements and adjustments to relevant policies, regulations, processes and guidelines.Key Accountabilities (3)Coordinating, developing and implementing appraisal training programs/appraisal guidelines:
- Directly train, participate in internal training to develop working skills and professional knowledge. Create a positive/dynamic/united/competitive and qualified working environment.
- Implement/Coordinate with Sales vĂ HR Division to organize training course on appraisal/credit operations and relevant documents/instructions/legal regulations in the journey credit extension.
'Perform other tasks:
- Participating /Coordinating in credit monitoring after credit being granted; Identifying early warning signals, Implementing appropriate behavioral actions as periodic assigned under each segment
-Maintain customer's credit documents and records in accordance with regulations.Participate in/directly work with inspection teams at the request of the Bank about credit records of the customer segment assigned to manage. .Completely implement the recommendations of the Internal Inspection Department, the inspection team related to the work of credit appraisal.
- Perform related tasks at the request of periodic Appraisal Director / Senior Manager / Credit Appraisal Manager' assignmentKey Relationships - Direct ManagerDirector/ Senior Manager/ Manager, Corporate and Commercial Credit Risk AppraisalKey Relationships - Direct ReportsKey Relationships - Internal StakeholdersKey Relationships - External StakeholdersAssociations, state management agencies, businesses and individuals involved…Success Profile - Qualification and Experiences- Degree: University degree or higher with majors: Banking and Finance; Foreign Trade; Economics or related field…. (Preference will be given to those with relevant majors)
- Experience:
+ At least 8+ years of experience in the financial/banking industry, of which at least 5 years of experience related to credit appraisal
+ Having experience and deep understanding of the credit, skills in analyzing and designing credit solutions for corporate customers (similar to the assigned group of customers) and ability to manage credit risks. Have understanding of the design, development of policies, procedures and credit products.
+ Have training skills; have the ability to guide others in developing professional capacity and working skills.
- English proficiency according to the periodic Bank's requirements