Head of Tele-Collections

Aloha Consulting Group View all jobs

  • Hanoi
  • Permanent
  • Full-time
  • 8 days ago
ACG_3444_JOBOur client is a bank that is looking for a qualified candidate to join their firm.OverviewEnsure professional and effective debt collection operations by executing defined strategies, optimizing resource utilization (people, systems), and balancing recovery performance with the reputation and interests of both the debt owner and the company.Develop high-quality human resources through training and coaching programs.Build and promote organizational culture aligned with company values.Enhance collection efficiency by collaborating with relevant stakeholders to develop and refine policies, procedures, and processes in compliance with legal and business requirements.Contribute to improving credit operations by providing feedback on issues identified during debt collection (e.g., underwriting, disbursement).1. Organizational ManagementDevelop and execute operational plans for the department.Manage and allocate human resources effectively to meet collection demands.Ensure compliance with internal policies, procedures, and guidelines.Take full accountability for department performance and results.Advise senior management on process improvements and operational efficiency.2. Core Responsibilities
Debt Collection Operations ManagementDevelop and manage execution plans for tele-collections activities.Oversee call strategies, scripts, and operational approaches to ensure achievement of assigned KPIs.Support and guide team members during daily operations.
Risk Mitigation ManagementOversee evaluation and approval of customer risk mitigation solutions within delegated authority.Ensure proper implementation of approved solutions.
Fraud Detection & HandlingManage identification and reporting of suspected fraud cases during collection activities.Coordinate with relevant stakeholders to provide information and handle customer cases.
Policy & Process ImprovementParticipate in developing and refining collection policies, procedures, and operational frameworks.Provide input on improvements to unsecured loan collection processes.3. People ManagementAttract, develop, and retain talent aligned with company culture.Communicate KPIs, goals, and expectations clearly to team members.Manage performance and provide regular feedback.Coach and develop team members through training and mentoring.Motivate and recognize team contributions.Drive team engagement and uphold company culture.RequirementsEducationBachelor’s degree or higher.ExperienceMinimum 3 years of experience in debt collection.At least 3 years of management experience.Professional KnowledgeStrong understanding of Vietnamese legal regulations related to debt collection.Good knowledge of financial/credit products.Solid expertise in debt collection operations and processes.Core CompetenciesCustomer Analysis: Ability to gather and analyze customer information to assess financial capability, repayment capacity, and behavior.Legal Knowledge: Strong ability to interpret and apply legal regulations in debt collection practices.Collection Process Expertise: Deep understanding of collection workflows and ability to improve processes and tools.Communication Skills: Strong presentation and influencing skills, including handling complex discussions confidently.Negotiation & Influence: Ability to negotiate effectively and influence stakeholders using data and business insights.Problem-Solving: Strong analytical mindset with the ability to resolve complex issues systematically.Leadership CompetenciesStrategic thinkingChange and innovation mindsetTeam collaborationTalent developmentResults-oriented mindsetPersonal AttributesIntegrity and humilityResilience, adaptability, and emotional controlHigh commitment and ability to work under pressureStrong persuasion and progressive mindsetContact: Huong Do
Due to the immense number of applications, only shortlisted candidates will be contacted.

Aloha Consulting Group