CN THÁI NGUYÊN] – CHUYÊN VIÊN QUAN HỆ KHÁCH HÀNG CÁ NHÂN – RETAIL RELATIONSHIP MANAGER

• Insurance
• Allowances
• Employee Shuttle Service
• Uniform
• Incentive bonus
• Health checkup
• Training & Development
• Salary review
• Annual Leave
• Sport Club

• Manage sales activities targeting Home Loan, Car Loan, Unsecured Loan products for individual & tiny SME customer in order to fulfill business objectives of yourself and your team
• Explore, build up and maintain network relationship with target customers.
• Maintain relationship with assigned existing customers
• Set up sales plan to originate new loan deal and implement the plan effectively
• Prepare credit application and other related documents that will be accelerated to appropriate credit approval discretion holder for final decision
• Identify customer needs, provide information on bank products and services and make financial solution package proposal to capitalize on the business referral opportunities (deposit, card, e-banking...)
• Maintain and follow up loan records and overdue record, implement collection procedure and propose changes as needed to reduce bad debts.
• Managing documents, information, and financial transactions in an organized, efficient, and secure manner
• Meet and exceed bank service standards while complying with bank bank's credit policies and standards, local laws and regulations regarding approval, reporting and documentation
• Work with other team members and internal stakeholders to complete daily tasks while demonstrating respect and professionalism, being, and supporting management as needed

• Bachelor's degree in business, finance, or a related field
• Fluent in English.
• Proven working experience in selling home loan product.
• Ability to make credit assessment, financial analysis
• Solid understanding of lending products and practices
• Comprehensive understanding of lending regulations
• Excellent negotiation, communication, customer-service, and time-management skills
• Highly detail-oriented, with a strong work ethic, strong dedication to accuracy and efficiency, high responsibility in teamwork
• High self-motivated and committed
• Ability to pass a background check

Shinhan Bank